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Delhi Bank Corp: Business Overview, Financials & Competitive Analysis

Delhi Bank Corp scores 4/10 on the AskCyborg Cyborg Score (Mixed). Stable but stagnant micro-cap regional bank with dividend yield appeal, constrained by limited scale and market access in a consolidating banking sector. Delhi Bank Corp is a micro-cap regional bank trading OTC with modest scale ($71M market cap as of June 2026) and declining revenue trends in 2024. The.

What is Delhi Bank Corp's industry? Delhi Bank Corp operates in Banking. AskCyborg classifies Delhi Bank Corp under Banking in its company registry.

Delhi Bank Corp is the holding company for The Delaware National Bank of Delhi, which provides a full range of commercial banking services to individuals and small business customers located primarily in Delaware Coun...

4/ 10Mixed

Cyborg Score thesis

Stable but stagnant micro-cap regional bank with dividend yield appeal, constrained by limited scale and market access in a...

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Industry Banking
3 named competitors
2 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: September 14, 2026
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Analyst-debate audio for Delhi Bank Corp

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What's in This Report
Delhi Bank Corp OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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Delhi Bank Corp Overview

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Delhi Bank Corp is the holding company for The Delaware National Bank of Delhi, which provides a full range of commercial banking services to individuals and small business customers located primarily in Delaware County, New York. Founded in 1839 and headquartered in Delhi, New York, the company operates as a regional community bank with a focus on retail and small-business lending.

Strategic Profile

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The company has 50 employees and maintains a lean operational footprint typical of a small regional bank. In 2024, Delhi Bank's revenue was $9.21 million, a decrease of 4.63% compared to the previous year's $9.66 million. The bank positions itself as a community lender with strong local ties and diversified loan products spanning consumer, real estate, agricultural, and commercial segments.

Competitive Landscape

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Delhi Bank Corp competes with other small regional and community banks serving Delaware County, New York, as well as larger regional bank chains and digital banking platforms. The company's geographic focus and limited scale position it as a niche player in a highly fragmented community banking sector dominated by much larger regional and national institutions.

Industry Context

Delhi Bank Corp operates in Banking.

Key facts

Founded: 1839 · Headquarters: Delhi, New York · Employees: 50 · Revenue: $9.21M (2024) · Market cap: $70.41M

What the analysts stress-tested

The top findings that survived the multi-agent debate for Delhi Bank Corp.

  • Micro-cap OTC-traded bank with market cap of approximately $70.41M as of June 2026, indicating very limited institutional interest and low liquidity
  • 2024 revenue declined 4.63% to $9.21M and earnings fell 10.63% to $1.71M year-over-year, signaling operational headwinds
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Recent developments

Material events tracked by the AskCyborg corpus.

  • 2024Revenue declined 4.63% year-over-year to $9.21 million and earnings fell 10.63% to $1.71 million
  • January 2026Stock trading at approximately $20.85 per share on OTC markets with minimal daily volume
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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

Community Banks RegionalLocal community banks in Northeast US→Chase BankLarge national bank→Digital Banking PlatformsOnline-only banking alternatives→

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Industry context

Delhi Bank Corp operates in Banking. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does Delhi Bank Corp do?+
Delhi Bank Corp is the holding company for The Delaware National Bank of Delhi, which provides a full range of commercial banking services to individuals and small business customers located primarily in Delaware Coun...
What is Delhi Bank Corp's Cyborg Score?+
Delhi Bank Corp has a Cyborg Score of 4/10 (Mixed). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Delhi Bank Corp's main competitors?+
Named competitors include Community Banks Regional, Chase Bank, Digital Banking Platforms. The full competitive landscape is in the AskCyborg report.
How can I get the full Delhi Bank Corp research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Delhi Bank Corp research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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