Credito Emiliano S.p.A.: Business Overview, Financials & Competitive Analysis
Credito Emiliano S.p.A. scores 6/10 on the AskCyborg Cyborg Score (Solid). Established Italian regional bank with solid market position facing headwinds from interest rate pressures and digital disruption, requiring strategic transformation. Structural pressures from falling interest rates and heightened digital competition may limit core earnings growth, while high regulatory and digital transformation costs could impede profitability. However, the bank maintains.
What is Credito Emiliano S.p.A.'s industry? Credito Emiliano S.p.A. (credem.it) operates in Banking and Financial Services. AskCyborg classifies Credito Emiliano S.p.A. under Banking and Financial Services in its company registry.
Credito Emiliano S.p.A. (Credem) is an Italian bank based in Reggio Emilia, Emilia-Romagna. The bank engages in commercial banking and wealth management activities in Italy. In 2023, Credito Emiliano achieved the posi...
Cyborg Score thesis
Established Italian regional bank with solid market position facing headwinds from interest rate pressures and digital...
Read the full analyst-debate transcript →Get the Latest Credito Emiliano S.p.A. Report
Up-to-date AI-powered research, analyst debate audio & saved-company playlists
Get Current Report FreeCredito Emiliano S.p.A. Overview
Pro stress-test →Credito Emiliano S.p.A. (Credem) is an Italian bank based in Reggio Emilia, Emilia-Romagna. The bank engages in commercial banking and wealth management activities in Italy. In 2023, Credito Emiliano achieved the position of 11th largest bank in Italy with a market share of 1.87%.
Strategic Profile
Pro stress-test →The company is involved in commercial banking, private banking, parabanking, consumer credit, and other technology services. Credem has several internal divisions: Credem Banca (retail banking), Credem Banca d'Impresa (corporate banking) and Credem Private Banking. Credem has been designated in 2015 as a Significant Institution under the criteria of European Banking Supervision, and as a consequence is directly supervised by the European Central Bank.
Competitive Landscape
Pro stress-test →Credito Emiliano's top competitors include BANCA MEDIOLANUM, Banca Monte dei Paschi di Siena, Kasikornbank, and Centennial Bank. As a mid-cap Italian bank, Credem competes with larger national players like Intesa Sanpaolo and UniCredit, as well as regional and European banking institutions.
Industry Context
Credito Emiliano S.p.A. operates in Banking and Financial Services.
Key facts
Founded: 1910 · Headquarters: Reggio Emilia, Italy · Employees: N/A · Revenue: N/A · Market cap: N/A