As of end-2024, the bank manages €16.7 billion in deposits and €10.3 billion in outstanding credits. It operates through a network of 61 local branches and 140 permanent points of sale. As a mutually-owned cooperative, the bank operates with a variable capital structure and maintains strong regional presence in the Loire-Haute Loire region while benefiting from Crédit Agricole's national and international infrastructure.
Cyborg Score Rationale
The bank demonstrates solid operational performance with substantial AUM (€16.7B deposits, €10.3B credits) and a well-developed branch network. However, as a regional subsidiary of a larger cooperative group without independent strategic control, growth potential is somewhat constrained by parent company structures.
Top Insights
Regional scale advantage with €16.7B deposits and 60+ local branches providing community banking advantage
Cooperative mutual structure ensures member-focused operations and long-term stability over shareholder returns
Part of Crédit Agricole ecosystem providing access to broader banking products including insurance and investment services
Employs 1,331 staff members and serves 518,627 clients across 227,688 members
Named Competitors
National Banking Services — Major French universal bank competing across retail and corporate segments
Regional Cooperative Banking — Competing cooperative regional bank network in France
Universal Banking — Major French banking group with extensive regional presence
Recent Developments
(March 2025) Published 2024 annual financial report to AMF
(September 2025) Released H1 2025 semi-annual financial report
(December 2025) Announced 2026 financial results publication calendar
Open the full interactive Caisse Régionale de Crédit Agricole Mutuel Loire Haute-Loire report
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