Successful integration and digital upgrades drive operational efficiency, positioning for improved margins and attracting tech-savvy customers for future growth. Piper Sandler raised its price target for Byline Bancorp to $37.00 from $35.00, while maintaining an Overweight rating, attributed to Byline's strong financial performance, which included a 9% pre-provision net revenue upside, and the bank's core fee income and net interest income showed strength, with an unexpected expansion in net interest margin.
Cyborg Score Rationale
Byline Bancorp reported strong fourth-quarter 2025 earnings, surpassing analyst expectations, achieving earnings per share of $0.76, exceeding the projected $0.72, and revenue reached $117 million, outperforming the anticipated $112.31 million. Byline Bancorp appears undervalued based on its Fair Value assessment, with the company trading at a P/E ratio of 10.81.
Top Insights
Byline Bank was named one of America's Best Workplaces and Best Remote and Hybrid Workplaces in America for 2026.
Shares have gained ~11% over the past year.
Byline Bancorp has a strong footprint in Chicago and will soon cross over the line for $10 billion in total assets.
Strong capital management and disciplined expense control support scalability, potential margin expansion, and opportunities to enhance shareholder value.
Named Competitors
Commercial Banking & Wealth Management — Large regional competitor in Chicago market
Community Banking — Local Chicago community bank competitor
Commercial & Business Banking — Historic Chicago-based regional competitor
Recent Developments
(January 2026) Record 2025 revenue of $446.3M and 20% dividend hike announced
(January 2026) Q4 2025 earnings beat analyst expectations with $0.76 EPS vs $0.72 projected
(February 2026) Piper Sandler raised price target to $37.00 from $35.00 with Overweight rating
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