The bank provides debit cards, consumer credit and mortgage loans, personal asset management services, and fund business including interbank deposit/call business and investment business. The majority of revenues come from the domestic China market due to strong local presence and regional customer focus, with Hong Kong representing the second largest market.
Cyborg Score Rationale
Bank of Hangzhou's price target has risen 33% over the last five quarters, with eight analysts predicting the share price will reach ¥18.97 in the coming year, representing a 21% increase. Analysts currently rate the stock as Outperform. However, governance scores indicate some areas for improvement in shareholder rights and audit functions.
Top Insights
Bank of Hangzhou has 14,409 employees
Dividend yield is 3.99%, providing attractive income for shareholders
Primary regional focus on Zhejiang Province with expansion to six major Chinese cities
ISS Governance QualityScore is 3 as of February 2026, with specific concerns in shareholder rights and audit functions
Named Competitors
ICBC — China's largest state-owned bank
BOC — Major state-owned commercial bank with global presence
ABC — State-owned bank focused on rural finance
China Merchants Bank — Major joint-stock commercial bank with regional operations
Recent Developments
(February 2026) ISS Governance QualityScore assessment updated with score of 3
(January 2026) Analyst price targets revised upward to ¥18.97
(July 2025) Stock trading at ¥16.36 with 52-week range of ¥11.72-¥17.85
Open the full interactive Bank of Hangzhou Co., Ltd. report
Strategic research, analyst-debate audio, full Cyborg Score breakdown across 11 dimensions, and saved-company audio playlists.