The bank is listed on the Warsaw Stock Exchange since 1992 and its shares are included in WIG 30 and Respect Index indexes. The bank offers services through a network of branches, online, phone and mobile banking to personal customers (Retail, Prestige and Private Banking segments), sole traders and small businesses, and medium to large companies in corporate banking. Key subsidiaries include Millennium Leasing, Millennium Dom Maklerski (brokerage), Millennium TFI (mutual funds) and Millennium Goodie.
Cyborg Score Rationale
In 2024, Bank Millennium's revenue was 6.23 billion PLN with earnings of 719.21 million, showing a 24.92% increase in profitability despite a 7.56% revenue decline. The bank maintains strong market positioning and digital capabilities but faces margin pressure in competitive Polish banking market.
Top Insights
2024 earnings increased 24.92% to 719.21 million PLN despite revenue declining 7.56% to 6.23 billion PLN, indicating operational efficiency improvements
Current market capitalization is approximately 21.16 billion PLN as of early 2026
Bank successfully integrated Euro Bank acquisition in 2019 under PBT ownership, demonstrating consolidation capability
Digital adoption is strong with 1.7 million mobile banking users in 2020 showing 18% year-over-year growth
Named Competitors
mBank — Digital-first retail and corporate banking in Poland
Alior Bank — Regional Polish bank with retail focus
Santander Bank Polska — International banking services in Poland
Bank Handlowy — Corporate and investment banking in Poland
Recent Developments
(February 2026) Q4 2025 earnings release scheduled for February 3, 2026
(January 2026) Stock trading near 17.44 PLN with market cap around 21.16 billion PLN
(2024) Net income increased 24.92% while managing revenue compression in competitive market
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