Bank Albilad: Business Overview, Financials & Competitive Analysis
Bank Albilad scores 7/10 on the AskCyborg Cyborg Score (Solid). Solid Islamic banking franchise with attractive dividend yield and defensive positioning in Saudi retail and corporate banking, though recent stock weakness suggests potential valuation opportunity or operational headwinds. Bank Albilad had revenue of SAR 5.83 billion and earned 2.96 billion in profits in the last 12 months. The trailing PE.
What is Bank Albilad's industry? Bank Albilad (bankalbilad.com) operates in Islamic Banking and Financial Services. AskCyborg classifies Bank Albilad under Islamic Banking and Financial Services in its company registry.
Bank Albilad SJSC is a Saudi Arabia-based company which provides banking, financial and investment services in accordance with Islamic Sharia principles. The company operates in four segments: Retail Banking, Corporat...
Cyborg Score thesis
Solid Islamic banking franchise with attractive dividend yield and defensive positioning in Saudi retail and corporate banking,...
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Pro stress-test →Bank Albilad SJSC is a Saudi Arabia-based company which provides banking, financial and investment services in accordance with Islamic Sharia principles. The company operates in four segments: Retail Banking, Corporate Banking, Treasury, and Investment Banking and Brokerage. It serves individual and corporate customers across the Saudi market with comprehensive Islamic banking solutions.
Strategic Profile
Pro stress-test →Bank Albilad provides its services through approximately 108 banking branches in the Kingdom of Saudi Arabia. The company has a return on equity (ROE) of 16.18%, indicating solid profitability, while maintaining a lean cost structure relative to peers. The bank's Islamic banking specialization positions it favorably within Saudi Arabia's growing Sharia-compliant financial ecosystem.
Competitive Landscape
Pro stress-test →Bank Albilad competes within Saudi Arabia's Islamic banking sector alongside major players such as Al Rajhi Bank (Tadawul: 1120), Al Inma Bank (Tadawul: 1150), and Saudi Investment Bank (Tadawul: 1030). The bank differentiates through its comprehensive retail and corporate banking offerings, specialized Islamic financing products (including Musharakah and trade finance), and growing fintech integration while maintaining strong capital position and profitability ratios.
Industry Context
Bank Albilad operates in Islamic Banking and Financial Services.
Key facts
Founded: 2004 · Headquarters: Riyadh, Saudi Arabia · Revenue: $1.48B · Market cap: $10.0B