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Amalgamated Financial Corp.: Business Overview, Financials & Competitive Analysis

Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services in the United States. The bank h...

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AskCyborg analysts argue the bull and bear cases for Amalgamated Financial Corp. across 11 stress-tested dimensions. Listen on your commute -- faster than reading the 30-page report.

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6/ 10Solid

Cyborg Score thesis

Mission-based banking model serving purpose-driven customers is driving deposits and NII growth, but fintech competition and CRE...

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Industry Banks - Regional
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: September 14, 2026
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Amalgamated Financial Corp. Overview

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Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services in the United States. The bank has a historic mission of serving labor unions, progressive non-profits and mission-driven organizations.

Strategic Profile

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The mission-based banking model and focus on purpose-driven customers in specific sectors is enhancing deposit growth and net interest income. Amalgamated Financial continues to grow its balance sheet, with impressive deposit and loan growth, and declining debt levels.

Competitive Landscape

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Amalgamated Financial competes as a regional bank against larger national banks and emerging fintech platforms. Rising competition from fintech and regulatory pressures threaten growth and profitability. The bank differentiates through its mission-driven focus on labor unions and progressive organizations, a niche positioning that competitors lack.

Industry Context

Amalgamated Financial Corp. operates in Banks - Regional.

Key facts

Founded: 1923 · Headquarters: New York, New York · Employees: 429 · Revenue: $87.91M (Q4 2025) · Market cap: $1.16B

What the analysts stress-tested

The top findings that survived the multi-agent debate for Amalgamated Financial Corp..

  • Company announced a 21% quarterly dividend increase in February 2026
  • Market cap of $1.16 billion with favorable PE ratio of 11.34
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Recent developments

Material events tracked by the AskCyborg corpus.

  • February 2026Board authorized 21% quarterly dividend increase to $0.03 per share
  • January 2026Q4 2025 earnings beat consensus with $0.99 EPS vs $0.91 estimate
  • +1 moreTrack every material event for Amalgamated Financial Corp. as it happens. Explore monitoring →
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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

Regional Banking ServicesLarge national banks offering comprehensive financial services→Digital BankingTech-enabled alternatives disrupting traditional banking→Niche Mission-Based BankingPurpose-driven financial services providers→

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Industry context

Amalgamated Financial Corp. operates in Banks - Regional. See how the rest of the sector scores on the Cyborg framework.

Top companies in Banks - Regional by Cyborg Score

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Frequently asked questions

What does Amalgamated Financial Corp. do?+
Amalgamated Financial Corp. operates as the bank holding company for Amalgamated Bank that provides commercial and retail banking, investment management, and trust and custody services in the United States. The bank h...
What is Amalgamated Financial Corp.'s Cyborg Score?+
Amalgamated Financial Corp. has a Cyborg Score of 6/10 (Solid). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Amalgamated Financial Corp.'s main competitors?+
Named competitors include Regional Banking Services, Digital Banking, Niche Mission-Based Banking. The full competitive landscape is in the AskCyborg report.
How can I get the full Amalgamated Financial Corp. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
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The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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More Banks - Regional research

Companies in the same sector and named competitors, ranked by Cyborg Score.

8Riyad Bank7Berner Kantonalbank AG7Citizens Financial Group, Inc.7Concordia Financial Group, Ltd.7First Financial Corporation7Hana Financial Group Inc.7KBC Group NV7Malayan Banking Berhad (Maybank)7Metropolitan Bank & Trust Company7Orange County Bancorp, Inc.Top companies in Banks - Regional by Cyborg Score