Western New England Bancorp, Inc. Overview
Pro stress-test →Western New England Bancorp is a Massachusetts-chartered holding company and parent of Westfield Bank, operating 25 banking offices throughout western Massachusetts and northern Connecticut. The company provides commercial lending, residential lending, consumer lending, checking, savings and time deposits, cash management, and wealth management services.
Strategic Profile
Pro stress-test →The company reported solid earnings in Q4 2025 with strong loan growth ($113.2 million increase) and core deposit growth ($111.9 million increase). Management expanded net interest margin to 2.91% during Q4 2025 through disciplined funding cost management.
Competitive Landscape
Pro stress-test →Western New England Bancorp serves western Massachusetts and northern Connecticut through its subsidiary Westfield Bank. The company competes with larger regional and national banks as well as other community banks in New England. Its competitive advantage rests on local market presence and personalized service rather than scale.
Industry Context
Western New England Bancorp, Inc. operates in Community Banking / Regional Financial Services.
Key facts
Founded: 1853 · Headquarters: Westfield, Massachusetts · Revenue: $71.8M · Market cap: $274M