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Union Bankshares, Inc.: Business Overview, Financials & Competitive Analysis

Union Bankshares, Inc., headquartered in Morrisville, Vermont, is the bank holding company parent of Union Bank, which provides commercial, retail, and municipal banking services, as well as wealth management services...

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What's in This Report
Union Bankshares, Inc. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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6/ 10Solid

Cyborg Score thesis

Regional Vermont-New Hampshire bank with solid fundamentals and attractive dividend yield, but undervalued relative to peers with...

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Industry Regional Commercial Banking
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: June 15, 2026
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Union Bankshares, Inc. Overview

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Union Bankshares, Inc., headquartered in Morrisville, Vermont, is the bank holding company parent of Union Bank, which provides commercial, retail, and municipal banking services, as well as wealth management services throughout northern Vermont and New Hampshire. Since 1891, Union Bank has helped people achieve their dreams of owning a home, saving for retirement, starting or expanding a business and assisting municipalities to improve their communities.

Strategic Profile

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Union Bank operates 18 banking offices, three loan centers, and multiple ATMs throughout its geographical footprint. Union Bank has earned an exceptional reputation for residential lending programs and has been recognized by the US Department of Agriculture, Rural Development for the positive impact made in lives of low to moderate home buyers.

Competitive Landscape

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Union Bankshares operates in a competitive regional banking market serving northern Vermont and New Hampshire against larger regional and national banks. The company faces competition from community banks, credit unions, and larger financial institutions, but has differentiated itself through specialized residential lending programs and municipal banking expertise.

Industry Context

Union Bankshares, Inc. operates in Regional Commercial Banking.

Key facts

Founded: 1891 · Headquarters: Morrisville, Vermont, US · Revenue: $55M · Market cap: $111.89M

What the analysts stress-tested

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Recent developments

Material events tracked by the AskCyborg corpus.

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Named competitors

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Regional Banking ServicesSimilar-sized regional bankCommunity BankingLarger New England regional competitorNational Banking ServicesLarge national competitor

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Industry context

Union Bankshares, Inc. operates in Regional Commercial Banking. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does Union Bankshares, Inc. do?+
Union Bankshares, Inc., headquartered in Morrisville, Vermont, is the bank holding company parent of Union Bank, which provides commercial, retail, and municipal banking services, as well as wealth management services...
What is Union Bankshares, Inc.'s Cyborg Score?+
Union Bankshares, Inc. has a Cyborg Score of 6/10 (Solid). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Union Bankshares, Inc.'s main competitors?+
Named competitors include Regional Banking Services, Community Banking, National Banking Services. The full competitive landscape is in the AskCyborg report.
How can I get the full Union Bankshares, Inc. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Union Bankshares, Inc. research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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