Standard Premium Finance Holdings, Inc. Overview
Pro stress-test →Standard Premium Finance Holdings, Inc. is a specialized finance company that makes collateralized loans to businesses and individuals to finance insurance premiums on their commercial property and casualty insurance policies. The company, which marked its 35th anniversary in May 2026, operates with licenses in 43 states and aims to be licensed in all 50 states by year-end.
Strategic Profile
Pro stress-test →Standard Premium is an industry-specific holding company pursuing merger and acquisition opportunities to take advantage of economies of scale within the specialty finance sector. With annual sales approximately $100 million, the company serves agencies throughout the Southeast from regional offices in Miami, Atlanta, and Dallas. In April 2026, the company executed a stock buyback of 76,000 shares at $2.25 per share following strong 2025 financial performance.
Competitive Landscape
Pro stress-test →Standard Premium competes in the specialty insurance premium financing niche, a relatively consolidated market with limited direct competitors. The company differentiates through established relationships with insurance agents and brokers across multiple states, operational expertise built over 35 years, and expanding national licensing footprint. Unlike larger consumer finance platforms, Standard Premium maintains a focused B2B model serving agents and brokers rather than direct consumer lending.
Industry Context
Standard Premium Finance Holdings, Inc. operates in Insurance Premium Finance.
Key facts
Founded: 1991 · Headquarters: Miami, Florida · Revenue: $100M (annual)