SmartFinancial, Inc. Overview
Pro stress-test →SmartFinancial, Inc. is the bank holding company for SmartBank, a full-service commercial bank with branches across Tennessee, Alabama, and Florida. The bank's principal business consists of attracting deposits and investing those funds primarily in commercial loans, commercial and residential real estate loans, and construction loans. The company also offers wealth management, insurance, mortgage origination, and digital banking services.
Strategic Profile
Pro stress-test →Growth is fueled by deepening relationships in high-opportunity markets and ongoing investment in digital banking, with a disciplined approach to risk and portfolio management supporting stable earnings. SmartBank was founded in 2007, and SmartFinancial transferred its listing to the NYSE under ticker SMBK in December 2023, moving from Nasdaq.
Competitive Landscape
Pro stress-test →SmartFinancial competes as a mid-sized regional bank against larger regional institutions like Truist, SouthState Corporation, and FirstBank in the Southeast, as well as national money center banks and community banks. The company's competitive advantages include specialized expertise in commercial real estate and construction lending, significant digital banking capabilities, and deep local market relationships in Tennessee, Alabama, and Florida.
Industry Context
SmartFinancial, Inc. operates in Regional Commercial Banking.
Key facts
Founded: 2007 · Headquarters: Knoxville, Tennessee · Employees: N/A · Revenue: $192.71M (2025) · Market cap: N/A