Shriram Finance Limited Overview
Pro stress-test →Shriram Finance Limited is one of India's leading Non-Banking Finance Companies (NBFCs), playing a vital role in transforming the nation's credit ecosystem since its founding in 1979. The company was formed in 2022 as the result of a merger of Shriram City Union Finance and Shriram Capital into Shriram Transport Finance. The company primarily offers credit solutions, including loans for commercial vehicles, two-wheelers, cars, homes, gold, personal needs, and small businesses.
Strategic Profile
Pro stress-test →As on September 30, 2025, with a network of 3,225 branches and a workforce of 78,833 Shriram Finance has combined Assets Under Management (AUM) worth ₹281,309.5 crores. In December 2025, it was announced that Shriram Finance had entered into an investment agreement under which the Japan-headquartered MUFG Bank would acquire a 20% stake in the company via a preferential share allotment. The strategic partnership with MUFG Bank signals strong international confidence in the company's growth trajectory and capital adequacy.
Competitive Landscape
Pro stress-test →Shriram Finance is one of India's leading NBFCs competing with major players including ICICI Bank, Axis Bank, Bajaj Finance, and Mahindra Finance in vehicle financing and retail lending. The company differentiates through extensive rural-urban distribution network, financial inclusion focus, and specialized expertise in commercial vehicle lending, particularly pre-owned trucks for small truck owners.
Industry Context
Shriram Finance Limited operates in Non-Banking Financial Company (NBFC) - Vehicle Finance & Retail Lending.
Key facts
Founded: 1979 · Headquarters: Mumbai, India · Employees: 78,833 · Revenue: ₹47,074 Crore · Market cap: ₹2,00,533 Crore (~$24B)