Saudi National Bank Overview
Pro stress-test →Saudi National Bank provides banking and investment management services in the Kingdom of Saudi Arabia and internationally, offering current and commercial accounts, Shariah-compliant financing solutions, personal and lease finance, residential finance, and corporate finance solutions. The bank recorded net profits of SAR 25.01 billion in 2025, an 18.02% annual increase from SAR 21.19 billion in 2024.
Strategic Profile
Pro stress-test →SNB partnered with Tarabut and Geidea (September 2025) to launch a point-of-sale lending solution for small and medium enterprises. The bank maintains strong dividend payments—the board recommended SAR 6.9 billion in cash dividends for H2 2025, equivalent to 11.50% of its SAR 60 billion capital (January 2026). SNB operates as a comprehensive financial services provider blending conventional banking with Islamic financing products.
Competitive Landscape
Pro stress-test →Saudi Arabia's banking sector is highly concentrated among state-backed and major private players. Key competitors include Al Rajhi Banking and Investment Corporation (1120.SR), Riyad Bank (1010.SR), Alinma Bank (1150.SR), Saudi Awwal Bank (1060.SR), and Banque Saudi Fransi (1050.SR). SNB competes on scale, profitability, and Shariah-compliant product offerings within one of MENA's largest and most regulated banking markets.
Industry Context
Saudi National Bank operates in Retail and Commercial Banking.
Key facts
Founded: 1950 · Headquarters: Riyadh, Saudi Arabia · Employees: 15,338 · Revenue: Not separately reported; net profit SAR 25.01 billion (2025) · Market cap: ~SAR 230 billion (as of June 2026)