Sammaan Capital Limited Overview
Pro stress-test →Sammaan Capital Limited is India's largest mortgage-focused NBFC regulated by the Reserve Bank of India. Initially established as Indiabulls Housing Finance Limited in May 2005, the company changed its name to Sammaan Capital Limited in July 2024. The company specializes in affordable housing loans and mortgage-backed lending to salaried and self-employed customers.
Strategic Profile
Pro stress-test →Sammaan Capital proposed a merger with subsidiary Sammaan Finserve to consolidate lending and distribution for a full suite of mortgage-backed loans. The company continues an asset-light strategy with tech emphasis. Total Assets Under Management stood at Rs 62,346 crore, with Growth AUM rising to over Rs 37,000 crore, forming approximately 60% of the overall portfolio in FY 2025.
Competitive Landscape
Pro stress-test →Sammaan Capital competes with other major mortgage lenders in India including HDFC Bank, ICICI Bank, and Axis Bank's housing finance divisions, as well as specialty HFCs. The company differentiated through asset-light distribution model and technology emphasis. Facing competition from fintech-enabled home loan platforms and traditional bank mortgage offerings.
Industry Context
Sammaan Capital Limited operates in Housing Finance / Non-Banking Financial Company (NBFC).
Key facts
Founded: 2005 · Headquarters: Bengaluru, India · Revenue: ₹21.6B · Market cap: ₹12,032 Cr