Revolut Ltd Overview
Pro stress-test →Revolut is a British global financial technology company headquartered in London and founded in July 2015. It is a digital-only banking platform designed to bring together a host of financial services, including traditional checking and savings accounts, investments, peer-to-peer payments, and cryptocurrency trading, all within a single mobile app. By early 2026, Revolut had 70 million customers in 140 countries.
Strategic Profile
Pro stress-test →Over time, Revolut has moved beyond its early identity as a travel-focused payments app toward a broader role as a primary banking alternative, targeting users who are comfortable managing their finances entirely through a mobile interface. Revolut was granted a full banking license by the Bank of England's Prudential Regulation Authority in March 2026, significantly strengthening its regulatory position. CEO Nik Storonsky is eyeing an IPO in 2028 or later, while the company pursues secondary share sales to drive valuation growth.
Competitive Landscape
Pro stress-test →As a fintech company, Revolut represents a challenger to established banks and financial services firms. Key competitors include neobanks and fintech platforms offering payment, banking, and investment services. Competitors include Ebury, WorldFirst, Currencycloud, ProPay, and Shine. Revolut's competitive advantages center on its integrated platform covering payments, banking, wealth management, and crypto—all within a single app—combined with regulatory validation and profitability.
Industry Context
Revolut Ltd operates in FinTech / Digital Banking.
Key facts
Founded: 2015 · Headquarters: London, GB · Employees: 17,983 · Revenue: $4.0B (2024) · Market cap: N/A (private; $75B valuation as of Nov 2025)