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Raisin: Business Overview, Financials & Competitive Analysis

Raisin is the world's leading platform for savings and investment products, founded in 2012, connecting consumers with banks across the EU, UK, and US. The FinTech company provides open banking infrastructure for the ...

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What's in This Report
Raisin OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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7/ 10Strong

Cyborg Score thesis

Raisin is a well-capitalized, profitable open banking deposit platform with strong European traction, expanding U.S.

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Industry Deposit marketplace and fintech platforms
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: July 6, 2026
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Raisin Overview

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Raisin is the world's leading platform for savings and investment products, founded in 2012, connecting consumers with banks across the EU, UK, and US. The FinTech company provides open banking infrastructure for the global $50+ trillion deposit market that benefits both banks and savers. The platform currently holds over 80 billion euros in assets from more than one million investors, which have accrued over 5 billion euros in returns.

Strategic Profile

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Raisin operates B2C platforms across Europe and the UK under multiple brands (Raisin, WeltSparen, Savedo, ZINSPILOT) and in the U.S. under SaveBetter, while also offering a patented B2B Savings as a Service software solution in the U.S. The company collaborates with approximately 400 banks and financial services providers from more than 30 countries.

Competitive Landscape

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Raisin's top competitors include NerdWallet, LendingTree, and CHECK24. These platforms compete on deposit product aggregation, rate comparison, and simplified account opening. Raisin differentiates through B2B institutional software, international scale, and institutional customer partnerships.

Industry Context

Raisin operates in Deposit marketplace and fintech platforms.

Key facts

Founded: 2012 · Headquarters: New York, US · Employees: 747 · Revenue: Not disclosed · Market cap: N/A

What the analysts stress-tested

The top findings that survived the multi-agent debate for Raisin.

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Recent developments

Material events tracked by the AskCyborg corpus.

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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

NerdWalletPersonal finance comparison and aggregation platform→LendingTreeLending and financial services marketplace→CHECK24German financial comparison and brokerage platform→

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Industry context

Raisin operates in Deposit marketplace and fintech platforms. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does Raisin do?+
Raisin is the world's leading platform for savings and investment products, founded in 2012, connecting consumers with banks across the EU, UK, and US. The FinTech company provides open banking infrastructure for the ...
What is Raisin's Cyborg Score?+
Raisin has a Cyborg Score of 7/10 (Strong). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Raisin's main competitors?+
Named competitors include NerdWallet, LendingTree, CHECK24. The full competitive landscape is in the AskCyborg report.
How can I get the full Raisin research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Raisin research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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