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QNB Corp.: Business Overview, Financials & Competitive Analysis

QNB Corp. operates as the bank holding company for QNB Bank that engages in the provision of commercial and retail banking products, and retail brokerage services in the United States. The company was founded in 1877 ...

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What's in This Report
QNB Corp. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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7/ 10Solid

Cyborg Score thesis

Stable regional bank with growth through acquisition; solid fundamentals warrant monitoring for long-term performance...

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Industry Community Banks
4 named competitors
4 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: June 22, 2026
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QNB Corp. Overview

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QNB Corp. operates as the bank holding company for QNB Bank that engages in the provision of commercial and retail banking products, and retail brokerage services in the United States. The company was founded in 1877 and is based in Quakertown, Pennsylvania. QNB reported net income for the first quarter of 2026 of $2,765,000 or $0.73 per share on a diluted basis.

Strategic Profile

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In April 2026, QNB Corp. successfully completed its acquisition of Victory Bancorp, Inc., marking a key growth initiative for the regional bank. The company maintains consistent shareholder returns, with the Board declaring a quarterly cash dividend of $0.39 per share in May 2026. QNB competes as a community-focused regional bank in the Mid-Atlantic market with a diversified product suite spanning commercial, residential, and consumer lending.

Competitive Landscape

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QNB competes primarily against regional and community banks serving southeastern Pennsylvania. Top competitors include Equitable Bank, F&M Trust, Argent Financial Group, and United Church Funds. As a smaller OTCQX-traded institution (~$1.1B+ in assets post-acquisition), QNB leverages community relationships and personalized service against larger regional chains but lacks the scale and capital markets access of major financial institutions.

Industry Context

QNB Corp. operates in Community Banks.

Key facts

Founded: 1877 · Headquarters: Quakertown, Pennsylvania · Employees: N/A · Revenue: N/A · Market cap: N/A

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The top findings that survived the multi-agent debate for QNB Corp..

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Recent developments

Material events tracked by the AskCyborg corpus.

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Named competitors

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Equitable BankRegional bank competitor in PennsylvaniaF&M TrustPennsylvania-based trust and financial services providerArgent Financial GroupMid-Atlantic regional financial services firmCitizens BankLarger regional competitor in northeastern United States

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Industry context

QNB Corp. operates in Community Banks. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does QNB Corp. do?+
QNB Corp. operates as the bank holding company for QNB Bank that engages in the provision of commercial and retail banking products, and retail brokerage services in the United States. The company was founded in 1877 ...
What is QNB Corp.'s Cyborg Score?+
QNB Corp. has a Cyborg Score of 7/10 (Solid). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are QNB Corp.'s main competitors?+
Named competitors include Equitable Bank, F&M Trust, Argent Financial Group, Citizens Bank. The full competitive landscape is in the AskCyborg report.
How can I get the full QNB Corp. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the QNB Corp. research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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