Provident Financial Holdings, Inc. Overview
Pro stress-test →Provident Financial Holdings operates as the bank holding company for Provident Savings Bank, F.S.B., providing community banking and financial services in Southern California. The company offers deposit products, lending services including mortgages and commercial loans, and wealth management services.
Strategic Profile
Pro stress-test →The company serves individuals, small to mid-sized businesses, and institutional clients. Provident maintains stable low volatility with a 2% weekly volatility over the past year, positioning itself as a conservative regional financial institution. The company has a market cap of approximately $102 million with a P/E ratio of 16.16.
Competitive Landscape
Pro stress-test →Provident competes with other regional community banks and larger national banks in Southern California. The company's P/E ratio of 16.7x is slightly below the broader US market at 18.2x, suggesting modest valuation relative to peers. Primary competitors include other regional savings banks and community financial institutions serving the Inland Empire region.
Industry Context
Provident Financial Holdings, Inc. operates in Community Banking / Regional Finance.
Key facts
Founded: 1956 · Headquarters: Riverside, California · Revenue: $14.87M · Market cap: $102M