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Prime Meridian Holding Company: Business Overview, Financials & Competitive Analysis

Prime Meridian Holding Company is headquartered in Tallahassee, Florida, and offers a broad range of banking services through its wholly-owned banking subsidiary, Prime Meridian Bank, serving the Tallahassee and Lakel...

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What's in This Report
Prime Meridian Holding Company OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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6/ 10Solid

Cyborg Score thesis

Solid regional community bank with disciplined lending and market focus, but pending acquisition removal from public markets...

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Industry Community banking
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: June 22, 2026
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Prime Meridian Holding Company Overview

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Prime Meridian Holding Company is headquartered in Tallahassee, Florida, and offers a broad range of banking services through its wholly-owned banking subsidiary, Prime Meridian Bank, serving the Tallahassee and Lakeland/Winter Haven Metropolitan Statistical Areas. Founded in 2008, the bank serves with four Florida branch locations and opened for business on February 4, 2008.

Strategic Profile

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The company offers full-service banking services with a strong focus on commercial and mortgage lending and is recognized for its high-touch client service and community involvement. In April 2025, MIDFLORIDA Credit Union announced its intent to acquire Prime Meridian Holding Company; the acquisition is expected to complete in 2026.

Competitive Landscape

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Prime Meridian Bank's top competitors include Metro City Bank, Alarion Bank, Leaders Bank, and Five Star Bank. As a regional community bank in North-Central Florida with ~$400–500M in assets, Prime Meridian competes on relationship banking, personalized service, and commercial lending expertise rather than scale or technology.

Industry Context

Prime Meridian Holding Company operates in Community banking.

Key facts

Founded: 2008 · Headquarters: Tallahassee, Florida · Employees: 94 (as of 2021)

What the analysts stress-tested

The top findings that survived the multi-agent debate for Prime Meridian Holding Company.

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Recent developments

Material events tracked by the AskCyborg corpus.

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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

Metro City BankCommunity bank competitorAlarion BankRegional banking competitorFive Star BankCommunity bank competitor

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Industry context

Prime Meridian Holding Company operates in Community banking. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does Prime Meridian Holding Company do?+
Prime Meridian Holding Company is headquartered in Tallahassee, Florida, and offers a broad range of banking services through its wholly-owned banking subsidiary, Prime Meridian Bank, serving the Tallahassee and Lakel...
What is Prime Meridian Holding Company's Cyborg Score?+
Prime Meridian Holding Company has a Cyborg Score of 6/10 (Solid). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Prime Meridian Holding Company's main competitors?+
Named competitors include Metro City Bank, Alarion Bank, Five Star Bank. The full competitive landscape is in the AskCyborg report.
How can I get the full Prime Meridian Holding Company research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Prime Meridian Holding Company research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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