PT Bank Permata Tbk: Business Overview, Financials & Competitive Analysis
PT Bank Permata Tbk provides conventional and sharia banking services across Indonesia's diverse financial market. The bank is a subsidiary of Bangkok Bank Public Company Limited, positioning it within an established ...
Cyborg Score thesis
Established Indonesian bank with Bangkok Bank backing showing solid operational metrics but facing margin compression requires...
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Pro stress-test →PT Bank Permata Tbk provides conventional and sharia banking services across Indonesia's diverse financial market. The bank is a subsidiary of Bangkok Bank Public Company Limited, positioning it within an established regional banking network while maintaining independent operations in the Indonesian market.
Strategic Profile
Pro stress-test →The bank focuses on digital capability strengthening, product innovation, and continuous service quality improvement to build sustainable growth while remaining customer-centric. Credit distribution grew 5.5% year-on-year to Rp163.3 trillion, demonstrating solid retail and corporate lending momentum despite modest overall profit growth.
Competitive Landscape
Pro stress-test →Permata Bank competes with tier-1 Indonesian banks including Bank Mandiri, BNI, and Bank Rakyat Indonesia in retail and corporate segments, while facing competition from BCA in premium banking. As a subsidiary of Bangkok Bank, it leverages regional expertise while differentiating through digital services and sharia banking offerings in an increasingly crowded market.
Industry Context
PT Bank Permata Tbk operates in Commercial Banking.
Key facts
Founded: 1954 · Headquarters: Jakarta, Indonesia · Employees: 6,510 · Revenue: Rp12.6 trillion (2025)