Perfios Software Solutions Overview
Pro stress-test →Perfios is a global B2B SaaS company founded in 2008 serving the Banking, Financial Services and Insurance industry in 18 countries, empowering 1000+ financial institutions. The company specializes in real-time credit decisioning, analytics, onboarding automation, due diligence, monitoring and more.
Strategic Profile
Pro stress-test →Perfios Software Solutions is India's largest SaaS-based B2B fintech software company. The company delivers 8.2 billion data points to banks and financial institutions every year to facilitate faster decisioning, and significantly accelerates access to credit and financial services. In 2025, Perfios made three strategic acquisitions, including IHX (a healthcare information exchange platform in April 2025) and Credit Nirvana (an AI-powered debt collections platform in March 2025) to strengthen its fintech value chain.
Competitive Landscape
Pro stress-test →Perfios has established itself as a key player in the fintech landscape with annual revenue of $66.0M and serves 1000+ financial institutions. The company competes in the credit decisioning and financial data analytics space against both established banking software providers and emerging fintech platforms, with differentiation through its AI/ML capabilities, vertical integration across BFSI workflows, and extensive data aggregation infrastructure.
Industry Context
Perfios Software Solutions operates in Financial Technology (B2B SaaS / Credit Decisioning & Analytics).
Key facts
Founded: 2008 · Headquarters: Bangalore, India · Employees: 1560 · Revenue: $66.0M