Origin Bancorp, Inc. Overview
Pro stress-test →Origin Bancorp operates as a bank holding company for Origin Bank that provides banking and financial services to small and medium-sized businesses, municipalities, and retail clients in Texas, Louisiana, and Mississippi, offering deposit accounts and various loan products including commercial real estate, construction, and residential mortgage loans. The company operates approximately 55 locations across Dallas/Fort Worth, East Texas, Houston, North Louisiana, Mississippi, South Alabama and the Florida Panhandle.
Strategic Profile
Pro stress-test →Management is guiding to mid to high single digit net interest income growth for 2026, has seen net charge-offs fall sharply, and is pairing a long-running $0.15 quarterly dividend with a completed $27.23 million buyback. The company reported Q4 2025 earnings of $0.95 per share, beating analyst consensus of $0.88, with revenue of $94 million during the quarter.
Competitive Landscape
Pro stress-test →Origin Bancorp operates in the community banking segment, competing primarily against regional and local banks in its service territories. The company competes on relationship-driven service, local lending expertise, and accessibility in smaller markets where larger national banks have limited presence.
Industry Context
Origin Bancorp, Inc. operates in Community Banking / Regional Bank Holding Company.
Key facts
Founded: 1912 · Headquarters: Unknown, US · Revenue: $103.4M (Q4 2025) · Market cap: $1.29B