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NB Bancorp, Inc.: Business Overview, Financials & Competitive Analysis

NB Bancorp is the bank holding company for Needham Bank, headquartered in Needham, Massachusetts, approximately 17 miles southwest of Boston. The bank, known as the "Builder's Bank," has been serving individuals, busi...

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NB Bancorp, Inc. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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7/ 10Strong

Cyborg Score thesis

Regional bank with solid growth trajectory, successful recent acquisition integration, and strategic investments in technology...

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Industry Community banking
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: June 22, 2026
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NB Bancorp, Inc. Overview

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NB Bancorp is the bank holding company for Needham Bank, headquartered in Needham, Massachusetts, approximately 17 miles southwest of Boston. The bank, known as the "Builder's Bank," has been serving individuals, businesses, and non-profits since 1892. As of March 31, 2026, the company has total assets of $7.23 billion with loans of $6.21 billion and deposits of $6.10 billion.

Strategic Profile

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NB Bancorp completed its acquisition of Provident Bancorp in November 2025, with Needham Bank as the surviving bank. The company demonstrated strong core fundamentals in Q1 2026, growing loans and core deposits on an annualized basis by 15.0% and 15.7% respectively. The bank also provides specialized services to cannabis industry companies, offering loans, deposits, and payment platforms.

Competitive Landscape

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NB Bancorp competes in the community banking space with a focus on commercial real estate, multi-family, and commercial/industrial lending in the Greater Boston metropolitan area and surrounding regions. The bank differentiates through specialized cannabis industry banking services and technology-forward products, competing with larger regional banks and other New England community banks.

Industry Context

NB Bancorp, Inc. operates in Community banking.

Key facts

Founded: 1892 · Headquarters: Needham, Massachusetts · Revenue: $69.4M

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Recent developments

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Named competitors

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Eastern BankMutual savings bank serving New England market→Blue Hills BankCommunity bank in Greater Boston area→Berkshire BankRegional bank serving New England and New York→

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Industry context

NB Bancorp, Inc. operates in Community banking. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does NB Bancorp, Inc. do?+
NB Bancorp is the bank holding company for Needham Bank, headquartered in Needham, Massachusetts, approximately 17 miles southwest of Boston. The bank, known as the "Builder's Bank," has been serving individuals, busi...
What is NB Bancorp, Inc.'s Cyborg Score?+
NB Bancorp, Inc. has a Cyborg Score of 7/10 (Strong). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are NB Bancorp, Inc.'s main competitors?+
Named competitors include Eastern Bank, Blue Hills Bank, Berkshire Bank. The full competitive landscape is in the AskCyborg report.
How can I get the full NB Bancorp, Inc. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
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