National Finance Company SAOG Overview
Pro stress-test →National Finance Company SAOG is an Oman-based financial institution engaged primarily in the provision of financial leasing activities, offering a range of financial products to corporate and retail customers with focus on small and medium enterprises (SME). Founded in 1987, the company operates as a non-banking finance provider across Oman's key markets.
Strategic Profile
Pro stress-test →The company operates through two segments: Individuals segment targeting vehicle and consumer financing, and SMEs/Corporates segment offering equipment financing, debt factoring, and corporate services. The company's P/E ratio of 6.3x is below the Oman market average of 10.6x, with earnings growth of 9.5% annually over the past 5 years.
Competitive Landscape
Pro stress-test →National Finance operates in Oman's specialized finance sector competing with larger regional banks and other non-banking finance companies. Major shareholders include Oman International Development and Investment Co (34.6%) and Al Hilal Investment Co LLC (29.4%). The market is concentrated with limited direct public competitors in the same niche.
Industry Context
National Finance Company SAOG operates in Specialized Finance / Non-Banking Financial Services.
Key facts
Founded: 1987 · Headquarters: Muscat, Oman · Employees: 405 · Revenue: $106M · Market cap: $211M