LCNB Corp. Overview
Pro stress-test →LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in the United States. The company operates through its wholly owned subsidiary, LCNB National Bank, which serves customers and communities in Southwest and South-Central Ohio and Northern Kentucky, with over 36 full-service banking offices in Ohio and one branch office in Northern Kentucky.
Strategic Profile
Pro stress-test →LCNB is a regional bank with a notable 6.06% dividend yield and strong earnings momentum. In 2024, LCNB Corp.'s revenue was $79.24 million (up 13.71% from prior year) with earnings of $13.41 million (up 6.92%). LCNB announced four executive promotions as part of a succession plan to support its growth strategy.
Competitive Landscape
Pro stress-test →LCNB competes in the fragmented community banking sector against larger regional banks and national institutions. Comparable competitors include D&D Bancorp, MidWestOne Financial Group, Ottawa Bancorp, and Sturgis Bancorp. As a sub-$300 million market cap bank, LCNB faces scale disadvantages but leverages local market presence and relationship banking.
Industry Context
LCNB Corp. operates in Regional Banking / Community Banking.
Key facts
Headquarters: Lebanon, Ohio · Employees: 346 · Revenue: $79.24M (2024) · Market cap: $207.54M