Kashable Holdings Inc. Overview
Pro stress-test →Kashable is a financial technology company that provides employer-sponsored lending and financial wellness solutions to employees. The company offers socially responsible financing to employees as an employer-sponsored voluntary benefit. Since its founding in 2013, Kashable has originated nearly $1.5 billion in affordable loans through its platform and continues to expand its footprint, now reaching over 4 million employees across Fortune 500 companies, government agencies, and mid-sized employers spanning all industries.
Strategic Profile
Pro stress-test →Kashable's platform provides financial wellness solutions that help employees to preserve retirement savings, improve their credit scores, and navigate financial hardships responsibly. In addition to its core consumer loan product, Kashable offers a holistic suite of financial wellness solutions—including budgeting tools, personalized financial coaching and credit monitoring—designed to support employees on their journey toward long-term financial health. The company has secured substantial debt capital to fuel growth and operates as a zero-cost benefit program for large employers.
Competitive Landscape
Pro stress-test →Kashable operates in the employer-sponsored financial wellness and payroll lending space, competing with fintech lenders offering employee credit products. Primary competition includes Happy Money (personal loans for debt consolidation), Achieve (debt resolution and financial education), and Conduitive (lending operations software). However, Kashable's direct distribution through employer benefits platforms and payroll integration create differentiated switching costs. Traditional payroll lenders and 401(k) loan programs represent indirect competitive pressures.
Industry Context
Kashable Holdings Inc. operates in Employer-sponsored employee lending and financial wellness.
Key facts
Founded: 2013 · Headquarters: New York, US · Employees: N/A · Revenue: N/A · Market cap: N/A