Jiayin Group Inc. Overview
Pro stress-test →Jiayin Group operates an online individual finance marketplace in China, connecting individual investors and individual borrowers. The company provides consumer loans with terms of no more than 12 months sourced from institutional funding partners including commercial banks, trusts, and consumer finance companies. As of June 2026, the company has a market capitalization of approximately $208 million.
Strategic Profile
Pro stress-test →Jiayin is primarily engaged in the provision of credit access for borrowers. The company also provides referral services for investment products and guarantee services. The fintech sector faces regulatory pressure to reduce risk exposure, which has negatively affected the company.
Competitive Landscape
Pro stress-test →Jiayin competes in the Chinese consumer fintech lending market against platforms including Lufax Holding Limited (LUYE), iQIYI Inc. (IQ), and other peer-to-peer lending platforms. Regulatory tightening in China's fintech sector has pressured all competitors, though larger capitalized platforms have greater resilience.
Industry Context
Jiayin Group Inc. operates in Consumer fintech lending platforms.
Key facts
Founded: 2019 · Headquarters: Shanghai, China · Employees: 1,155 · Revenue: N/A · Market cap: $208.27M