ING Bank Slaski S.A. Overview
Pro stress-test →ING Bank Slaski is the third biggest bank in Poland with customer deposits of PLN 230 billion and customer loans of PLN 177 billion as of end September 2025. The bank serves over five million retail and corporate clients via digital channels and its nationwide network of branches. As a universal bank, it provides retail banking solutions and comprehensive corporate banking services including leasing, factoring, and payment processing.
Strategic Profile
Pro stress-test →The bank reported a net profit of PLN 1,372 million in Q4 2025, representing a 5% increase year-over-year and a 23% jump quarter-over-quarter. ING Bank Slaski surpassed Santander in terms of loans and deposits. The bank achieved an impressive return on equity (ROE) adjusted for MCFH of 20.8%. ING Bank Slaski is part of ING Group, which holds 75% of the shares, with the remaining 25% held by minority shareholders through listing on the Warsaw Stock Exchange.
Competitive Landscape
Pro stress-test →ING Bank Slaski competes as the third biggest bank in Poland. Key competitors in Polish banking include PKO Bank Polski and Santander Bank Polska. The bank differentiates itself through digital banking capabilities, nationwide branch network, and comprehensive retail and corporate banking services. The bank received multiple Euromoney awards for best bank, ESG, and digital banking in Poland for 2025.
Industry Context
ING Bank Slaski S.A. operates in Commercial Banking.
Key facts
Founded: 1988 · Headquarters: Katowice, Poland · Revenue: PLN ~7.9B