HomeTrust Bancshares, Inc. Overview
Pro stress-test →HomeTrust Bancshares is the bank holding company for HomeTrust Bank, a regional community bank that provides a range of commercial and consumer banking services, including traditional deposit and lending products, and digital banking tools to support day-to-day account access and payments. Operating primarily within the Southeastern United States, HomeTrust Bancshares has cultivated a significant market presence through a strategy of organic growth and strategic acquisitions.
Strategic Profile
Pro stress-test →The company focuses on providing personalized banking solutions, including commercial and retail banking, wealth management, and mortgage lending. The company has a market capitalization of $736.14 million, with a price-to-earnings ratio of 11.34.
Competitive Landscape
Pro stress-test →HomeTrust operates in the competitive regional banking sector across North Carolina, South Carolina, East Tennessee, Southwest Virginia, and Georgia. The company competes against larger regional and national banks while emphasizing community-focused lending and relationship banking. Mid-size community banks like HomeTrust typically face competition from larger financial institutions and fintech disruptors.
Industry Context
HomeTrust Bancshares, Inc. operates in Community Banking / Regional Bank Holding Companies.
Key facts
Founded: 1926 · Headquarters: Asheville, North Carolina · Revenue: $0.30B · Market cap: $0.74B