Greene County Bancorp, Inc. Overview
Pro stress-test →Greene County Bancorp is a regional bank holding company serving New York's Hudson Valley and Capital Region for over 135 years. The company operates The Bank of Greene County and its subsidiary Greene County Commercial Bank, providing retail and commercial banking services including deposits, mortgages, consumer loans, and wealth management.
Strategic Profile
Pro stress-test →The company focuses on attracting retail deposits from the surrounding region and investing in residential mortgages, commercial real estate loans, and consumer lending. As a small-cap regional bank with approximately $378M market capitalization, Greene County maintains a community-oriented banking model with strong local presence and steady profitability.
Competitive Landscape
Pro stress-test →Greene County competes against regional and community banks in the Northeast including Orange County Bancorp, Home Bancorp, Ballston Spa Bancorp, and NBC Bancorp. As a smaller player with $378M market cap, it differentiates through deep local relationships in Hudson Valley/Capital Region markets and personalized service rather than competing on scale.
Industry Context
Greene County Bancorp, Inc. operates in Regional Banking / Community Banking.
Key facts
Founded: 1889 · Headquarters: Catskill, NY · Market cap: $378M