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FNCB Bancorp, Inc.: Business Overview, Financials & Competitive Analysis

FNCB Bancorp, Inc. is a bank holding company that provides a wide variety of traditional banking products and services to individuals and businesses, including online, mobile and telephone banking, debit cards, and el...

Analyst-debate audio for FNCB Bancorp, Inc.

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What's in This Report
FNCB Bancorp, Inc. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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5/ 10Mixed

Cyborg Score thesis

Regional community bank with stable deposit base; currently operating as subsidiary within larger banking organization...

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Industry Regional Commercial Banking
4 named competitors
2 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: June 22, 2026
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FNCB Bancorp, Inc. Overview

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FNCB Bancorp, Inc. is a bank holding company that provides a wide variety of traditional banking products and services to individuals and businesses, including online, mobile and telephone banking, debit cards, and electronic statements. The company was acquired by Peoples Financial Services on July 1, 2024, making it a subsidiary of a larger regional banking organization.

Strategic Profile

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The bank offers deposit products including checking, savings, and certificate of deposit products, as well as retail banking, lending, wealth management and deposit services. FNCB Bank operates with 222 employees and serves a regional customer base in the northeastern United States.

Competitive Landscape

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FNCB competes against regional and national banks including Customers Bank, Seacoast Bank, United Community Bank, Wells Fargo, and Citizens State Bank. As a community-focused regional bank, it competes primarily on personalized service, local market knowledge, and deposit product offerings.

Industry Context

FNCB Bancorp, Inc. operates in Regional Commercial Banking.

Key facts

Headquarters: Dunmore, PA · Employees: 222 · Market cap: $134M

What the analysts stress-tested

The top findings that survived the multi-agent debate for FNCB Bancorp, Inc..

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Recent developments

Material events tracked by the AskCyborg corpus.

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Named competitors

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Customers BankRegional bank competitor→Seacoast BankRegional bank operator→United Community BankRegional community bank→Wells FargoLarge national bank→

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Industry context

FNCB Bancorp, Inc. operates in Regional Commercial Banking. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does FNCB Bancorp, Inc. do?+
FNCB Bancorp, Inc. is a bank holding company that provides a wide variety of traditional banking products and services to individuals and businesses, including online, mobile and telephone banking, debit cards, and el...
What is FNCB Bancorp, Inc.'s Cyborg Score?+
FNCB Bancorp, Inc. has a Cyborg Score of 5/10 (Mixed). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are FNCB Bancorp, Inc.'s main competitors?+
Named competitors include Customers Bank, Seacoast Bank, United Community Bank, Wells Fargo. The full competitive landscape is in the AskCyborg report.
How can I get the full FNCB Bancorp, Inc. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the FNCB Bancorp, Inc. research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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