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F.N.B. Corporation: Business Overview, Financials & Competitive Analysis

F.N.B. Corporation is a bank and financial holding company providing financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States. The c...

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What's in This Report
F.N.B. Corporation OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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7/ 10Solid

Cyborg Score thesis

Regional bank with strong earnings growth, solid geographic diversification, and positive analyst sentiment, positioned for...

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Industry Regional Banking
4 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: July 20, 2026
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F.N.B. Corporation Overview

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F.N.B. Corporation is a bank and financial holding company providing financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States. The company has nearly $51 billion in assets and approximately 350 banking offices with operations throughout Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Virginia and the District of Columbia.

Strategic Profile

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The company operates through three segments: Community Banking, Wealth Management, and Insurance. F.N.B. Corp remains well-placed to capitalize on Southeast U.S. growth with a full-service model that can offer big-bank products and small-bank customer service.

Competitive Landscape

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F.N.B. is included in the S&P MidCap 400 Index and Regional Banks Sub-Industry Index. The company competes with other regional and community banks across the Mid-Atlantic and Southeast U.S., as well as larger national financial institutions in key markets.

Industry Context

F.N.B. Corporation operates in Regional Banking.

Key facts

Founded: 1864 · Headquarters: Pittsburgh, Pennsylvania · Employees: 4,210 · Revenue: $1.68B · Market cap: $6.29B

What the analysts stress-tested

The top findings that survived the multi-agent debate for F.N.B. Corporation.

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Recent developments

Material events tracked by the AskCyborg corpus.

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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

KeyCorpRegional bank competing in Mid-Atlantic marketsTruist FinancialSoutheast and Mid-Atlantic regional bankPNC FinancialLarge regional bank in Pennsylvania marketBank of AmericaNational bank with significant regional presence

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Industry context

F.N.B. Corporation operates in Regional Banking. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does F.N.B. Corporation do?+
F.N.B. Corporation is a bank and financial holding company providing financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States. The c...
What is F.N.B. Corporation's Cyborg Score?+
F.N.B. Corporation has a Cyborg Score of 7/10 (Solid). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are F.N.B. Corporation's main competitors?+
Named competitors include KeyCorp, Truist Financial, PNC Financial, Bank of America. The full competitive landscape is in the AskCyborg report.
How can I get the full F.N.B. Corporation research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the F.N.B. Corporation research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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