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First Financial Corporation: Business Overview, Financials & Competitive Analysis

First Financial Corporation is a regional bank holding company founded in 1834, making it the oldest bank in Indiana and the 5th oldest in the US. The company operates through First Financial Bank N.A., providing comp...

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First Financial Corporation OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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7/ 10Solid

Cyborg Score thesis

Steady regional banker benefiting from scale acquisitions and margin expansion, attractive for dividend income with growth...

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Industry Banks - Regional
3 named competitors
4 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: June 15, 2026
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First Financial Corporation Overview

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First Financial Corporation is a regional bank holding company founded in 1834, making it the oldest bank in Indiana and the 5th oldest in the US. The company operates through First Financial Bank N.A., providing comprehensive financial services including commercial lending, mortgage services, consumer loans, and deposit products across Indiana, Illinois, Kentucky, Tennessee, and northern Georgia.

Strategic Profile

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Positioned as a community-focused regional bank, First Financial emphasizes customer-centric principles through its omni-channel strategy combining digital and in-person banking services. The company has achieved strong asset growth through acquisitions like SimplyBank and maintains competitive advantages through improved net interest margins and quality loan portfolio management in its regional markets.

Competitive Landscape

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First Financial competes in the regional banking sector against other community banks and mid-sized regional financial institutions serving the Midwest and Southeast. Key competitors include Stock Yards Bancorp, Republic Bancorp, Great Southern Bancorp, and Southside Bancshares. The company differentiates through its 190+ year heritage, customer service focus, and improving digital capabilities targeting farm lending and small-to-medium business customers.

Industry Context

First Financial Corporation operates in Banks - Regional.

Key facts

Founded: 1834 · Headquarters: Terre Haute, Indiana · Employees: 937 · Revenue: $201.6M · Market cap: $705M

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The top findings that survived the multi-agent debate for First Financial Corporation.

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Recent developments

Material events tracked by the AskCyborg corpus.

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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

Regional Banking ServicesComparable regional bank competitor→Regional Banking ServicesComparable regional bank competitor→Regional Banking ServicesComparable regional bank competitor→

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Industry context

First Financial Corporation operates in Banks - Regional. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does First Financial Corporation do?+
First Financial Corporation is a regional bank holding company founded in 1834, making it the oldest bank in Indiana and the 5th oldest in the US. The company operates through First Financial Bank N.A., providing comp...
What is First Financial Corporation's Cyborg Score?+
First Financial Corporation has a Cyborg Score of 7/10 (Solid). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are First Financial Corporation's main competitors?+
Named competitors include Regional Banking Services, Regional Banking Services, Regional Banking Services. The full competitive landscape is in the AskCyborg report.
How can I get the full First Financial Corporation research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the First Financial Corporation research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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