Dwolla, Inc. Overview
Pro stress-test →Dwolla is a fintech company powering innovations with sophisticated account-to-account payment solutions through a robust platform, low-code API and partnership ecosystem. The company enables platforms and enterprises to run high-volume ACH and real-time bank payments through a single API integration, trusted by platforms handling 126M+ annual transactions. As of (May 2026), NMI, a US-based provider of payment technology solutions, acquired Dwolla, transitioning the company from independent operations.
Strategic Profile
Pro stress-test →Dwolla was built to help businesses operate bank payments at scale through an API-first infrastructure layer that unifies ACH and real-time rails while standardizing status, exception handling and reporting. The acquisition integrates advanced account-to-account (A2A), real-time payment, FedNow and payout capabilities into NMI's embedded payments platform. The combination positions the merged entity to serve sophisticated payment flows across property management, healthcare, insurance, lending and other verticals requiring multi-rail payment orchestration.
Competitive Landscape
Pro stress-test →NMI's expanded capabilities with Dwolla will challenge existing players like PayPal and Square by offering a more comprehensive suite for embedded payments solutions. The A2A payments market is competitive with multiple infrastructure providers targeting similar B2B use cases. Competitors include Stripe, Moneris Solutions, Payscout, Sola and acquiring.com, though Dwolla differentiates through its API-first approach and deep focus on bank payment orchestration rather than card acceptance.
Industry Context
Dwolla, Inc. operates in Account-to-account (A2A) payment infrastructure.
Key facts
Founded: Not disclosed in sources · Headquarters: Des Moines, United States · Employees: 84 (as of 2025; ~60 joined NMI post-acquisition) · Revenue: Not disclosed