CreditAccess Grameen Ltd Overview
Pro stress-test →CreditAccess Grameen Limited is a leading Indian microfinance institution headquartered in Bengaluru, focused on providing micro-loans to women customers predominantly in rural areas across India. It holds a 6.9% market share in the overall microfinance industry, with 2,236 branches operating across 451 districts in 16 states and one union territory.
Strategic Profile
Pro stress-test →CreditAccess Grameen Limited is India's largest NBFC-MFI serving low-income households through joint liability group lending models. In March 2026, the company announced a significant syndicated social loan facility totaling USD 75 million, demonstrating access to global capital markets. The company's net profit swung to Rs 252.1 crore in Q3 FY26, compared with a loss of Rs 99.5 crore in Q3 FY25, signaling operational recovery.
Competitive Landscape
Pro stress-test →Top competitors include Jana Small Finance Bank, Capital Small Finance Bank, and Suryoday. CreditAccess Grameen's scale (6.9% market share, 2,236 branches) and access to global capital differentiate it in a fragmented microfinance sector. Competitors operate similar joint liability group models targeting rural women, but CreditAccess has achieved market leadership among NBFC-MFIs.
Industry Context
CreditAccess Grameen Ltd operates in Microfinance.
Key facts
Founded: 1991 · Headquarters: Bengaluru, India · Employees: 20,970 · Revenue: $643M · Market cap: $2.01B