CNO Financial Group, Inc. Overview
Pro stress-test →CNO Financial Group secures the future of middle-income America through life and health insurance, annuities and financial services delivered via brands including Bankers Life, Colonial Penn, Optavise and Washington National. The company generated $4.5B in 2025 revenue while achieving strong operational momentum with 15% NAP growth and 11% EPS growth.
Strategic Profile
Pro stress-test →CNO primarily serves middle-income pre-retiree and retired Americans, focusing on insurance solutions tailored to their needs through exclusive agents, independent producers, and direct marketing channels. The company returned $386 million to shareholders in 2025 (an 11% increase from 2024), reflecting healthy free cash flow generation bolstered by a second reinsurance transaction with its Bermuda affiliate.
Competitive Landscape
Pro stress-test →Main competitors include Globe Life, Protective Life, MetLife, New York Life Insurance Company, and Foresters Financial. CNO differentiates through dedicated focus on middle-income retirement segment with integrated distribution across exclusive agents, independent partners, and direct channels. Scale enables competitive cost structure while brand portfolio provides market diversification.
Industry Context
CNO Financial Group, Inc. operates in Life and Health Insurance.
Key facts
Founded: 1979 · Headquarters: Carmel, IN · Employees: 3,300 · Revenue: $4.5B · Market cap: $3.9B