Civista Bancshares, Inc. Overview
Pro stress-test →Civista Bancshares is a $4.4 billion financial services holding company headquartered in Sandusky, Ohio, whose primary subsidiary, Civista Bank, was founded in 1884 and provides full-service banking, commercial lending, mortgage, wealth management, and commercial equipment leasing services. The company serves consumer, business, mortgage, wealth management, and commercial equipment leasing customers with 44 locations in Northern, Northwestern, Central, and Southwestern Ohio and Southeastern Indiana.
Strategic Profile
Pro stress-test →Civista demonstrated strong momentum in 2025, with revenue of $169.17 million (up 13.47%) and earnings of $46.05 million (up 48.48%). The company successfully completed its merger with The Farmers Savings Bank in November 2025, and healthy loan pipelines will support loan growth going forward.
Competitive Landscape
Pro stress-test →Civista's top competitors include Southside Bank, Bridgewater Bank, ServisFirst Bank, and The Commercial & Savings Bank. As a community-focused regional bank, Civista differentiates through local decision-making, personalized service, and technology investments while competing against larger regional and national banking institutions.
Industry Context
Civista Bancshares, Inc. operates in Community Banking / Regional Banking Services.
Key facts
Founded: 1884 · Headquarters: Sandusky, Ohio · Revenue: $169.17M · Market cap: $493.77M