City Union Bank Limited Overview
Pro stress-test →City Union Bank is one of India's oldest banks, established in 1904, focusing on lending to MSME and Retail/Wholesale Trade. Headquartered in Tamil Nadu, it has a strong presence in South India with 875 branches as of March 2025. The bank provides comprehensive banking services including retail, corporate, and wholesale banking operations across multiple product verticals.
Strategic Profile
Pro stress-test →The Bank's segments include Treasury, Corporate and Wholesale Banking, Retail Banking and Other Banking Operations. City Union Bank Ltd is one of the leading scheduled commercial banks in the private sector in South India with main focus on providing short-term and long-term loans to the agrarian and MSME retail/wholesale trade sectors. The bank has expanded its service offerings to include insurance and wealth management products.
Competitive Landscape
Pro stress-test →City Union Bank competes in India's private banking sector as a small-cap player against larger private banks (HDFC Bank, Kotak Mahindra, Axis Bank) and other regional banks. Its niche positioning in MSME lending and South India presence differentiates it, but the bank faces intense competition on technology, product range, and scale. The bank's growth metrics lag peer averages.
Industry Context
City Union Bank Limited operates in Banking & Financial Services - Private Sector Banking.
Key facts
Founded: 1904 · Headquarters: Kumbakonam, Tamil Nadu · Revenue: ₹1,912.26 Cr (Q2 FY26) · Market cap: ₹21.6B