PT Bank Rakyat Indonesia (Persero) Tbk Overview
Pro stress-test →Bank Rakyat Indonesia (BBRI) is Indonesia's oldest commercial bank, established in 1895, and is owned by the Indonesian government as its majority shareholder. It provides comprehensive banking services including savings and deposit accounts, various loan products (mortgage, working capital, investment), bill payment, online banking, trade finance, credit cards, wealth management, and investment services.
Strategic Profile
Pro stress-test →BBRI is recognized for extending its reach to rural areas and underserved communities through microfinance initiatives, with a robust network of branches and digital platforms ensuring accessibility across Indonesia. Current management is taking a more conservative approach to maintain asset quality, with a strategic portfolio shift towards corporate lending to offset slower micro segment growth.
Competitive Landscape
Pro stress-test →BBRI is Indonesia's oldest and most established commercial bank. The Indonesian banking sector includes competitors such as Mandiri Bank, BCA (Bank Central Asia), and Bank Negara Indonesia, with BBRI differentiating through its extensive rural network and microfinance focus. Its commitment to serving underserved communities and farmers positions it uniquely in financial inclusion across the archipelago.
Industry Context
PT Bank Rakyat Indonesia (Persero) Tbk operates in Commercial Banking & Financial Services.
Key facts
Founded: 1895 · Headquarters: Jakarta, Indonesia · Employees: 81,170 · Revenue: $11.10B · Market cap: $36.6B