Bank of South Carolina Corporation Overview
Pro stress-test →Bank of South Carolina Corporation operates as a bank holding company for The Bank of South Carolina that provides financial products and services primarily in Charleston, Dorchester, and Berkeley counties of South Carolina. The company is a micro-cap regional bank with a focus on community banking and deposit products.
Strategic Profile
Pro stress-test →The bank offers deposit products including non-interest-bearing demand accounts, NOW accounts, money market accounts, time deposits, savings accounts, and certificates of deposit, as well as secured and unsecured commercial loans, commercial real estate construction loans, consumer construction loans, and home equity lines of credit. As a deeply regional institution with 85 employees, the bank maintains a niche position in the Charleston-area market.
Competitive Landscape
Pro stress-test →Bank of South Carolina competes in the regional banking sector against larger institutions such as Carolina Bank Holdings, Renasant Bank, and national players (Wells Fargo, Bank of America). Its competitive advantage lies in local market knowledge and community relationships rather than scale or product innovation.
Industry Context
Bank of South Carolina Corporation operates in Regional Banking.
Key facts
Founded: 1986 · Headquarters: Charleston, South Carolina · Employees: 85 · Revenue: N/A · Market cap: $90M