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Bank of Jerusalem Ltd.: Business Overview, Financials & Competitive Analysis

Bank of Jerusalem provides commercial banking services in Israel, offering deposit products such as saving and checking accounts, structured deposits, personal loans, mortgage loans, foreign currency loans, and capita...

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Bank of Jerusalem Ltd. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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5/ 10Mixed

Cyborg Score thesis

Defensively-positioned regional bank with attractive valuation and dividend yield, but facing headwinds against industry...

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Industry Diversified Banks / Regional Banking
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: June 29, 2026
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Bank of Jerusalem Ltd. Overview

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Bank of Jerusalem provides commercial banking services in Israel, offering deposit products such as saving and checking accounts, structured deposits, personal loans, mortgage loans, foreign currency loans, and capital markets trading and advisory services. The bank was incorporated in 1963 and is headquartered in Airport City, Israel.

Strategic Profile

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The bank trades at a P/E ratio of 8.9x, below the Israeli market average of 16.7x, suggesting relative undervaluation. The bank offers a dividend yield of 4.08%, positioning it as an income-generating regional bank with a retail and mortgage lending focus in the Israeli market.

Competitive Landscape

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Bank of Jerusalem operates in the Israeli regional banking sector alongside larger competitors like Bank Leumi and Bank Hapoalim. The bank focuses on retail banking, mortgages, and personal lending to a local customer base. Recent underperformance versus the Israeli banking industry indicates competitive pressure and slower growth relative to sector recovery.

Industry Context

Bank of Jerusalem Ltd. operates in Diversified Banks / Regional Banking.

Key facts

Founded: 1963 · Headquarters: Airport City, Israel · Employees: 650 · Revenue: N/A · Market cap: ₪1.59B

What the analysts stress-tested

The top findings that survived the multi-agent debate for Bank of Jerusalem Ltd..

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Recent developments

Material events tracked by the AskCyborg corpus.

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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

Bank LeumiIsrael's largest bank by assetsBank HapoalimIsrael's second-largest bankMizrahi-Tefahot BankMajor regional bank in Israel

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Industry context

Bank of Jerusalem Ltd. operates in Diversified Banks / Regional Banking. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does Bank of Jerusalem Ltd. do?+
Bank of Jerusalem provides commercial banking services in Israel, offering deposit products such as saving and checking accounts, structured deposits, personal loans, mortgage loans, foreign currency loans, and capita...
What is Bank of Jerusalem Ltd.'s Cyborg Score?+
Bank of Jerusalem Ltd. has a Cyborg Score of 5/10 (Mixed). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Bank of Jerusalem Ltd.'s main competitors?+
Named competitors include Bank Leumi, Bank Hapoalim, Mizrahi-Tefahot Bank. The full competitive landscape is in the AskCyborg report.
How can I get the full Bank of Jerusalem Ltd. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Bank of Jerusalem Ltd. research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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