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Bank of Chengdu Co., Ltd.: Business Overview, Financials & Competitive Analysis

Bank of Chengdu is a state-owned commercial bank whose principal businesses include business loans, fixed assets loans, bank acceptance bills, direct discounts on bank acceptance bills, guarantees, real estate develop...

Analyst-debate audio for Bank of Chengdu Co., Ltd.

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What's in This Report
Bank of Chengdu Co., Ltd. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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6/ 10Solid

Cyborg Score thesis

Undervalued regional Chinese bank with strong dividend yield and stable core banking business, but facing near-term headwinds...

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Industry Commercial Banking
3 named competitors
2 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: June 15, 2026
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Bank of Chengdu Co., Ltd. Overview

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Bank of Chengdu is a state-owned commercial bank whose principal businesses include business loans, fixed assets loans, bank acceptance bills, direct discounts on bank acceptance bills, guarantees, real estate development loans, and legal person account overdrafts. The bank provides various commercial banking products and services in China and operates through Corporate Banking, Personal Banking Business, and Fund Operation Sales segments.

Strategic Profile

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The bank is trading at a 526% premium to fair value with a market capitalization of CNY 69.00 billion. The bank pays dividends annually with the last dividend per share at 0.89 CNY and a dividend yield of 5.65%, positioning it as a dividend-focused regional bank. Bank of Chengdu was founded in 1996 and has established itself as a major regional financial institution in western China.

Competitive Landscape

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Bank of Chengdu competes with approximately 37 regional and national banks in China, including JiangXi Bank. As a regional player based in Chengdu, the bank faces competition from both larger national banks and other regional commercial banks. Regional positioning provides local market advantage but limits competitive scale versus national peers.

Industry Context

Bank of Chengdu Co., Ltd. operates in Commercial Banking.

Key facts

Founded: 1996 · Headquarters: Chengdu, China · Employees: 7,800 · Revenue: $3.24B · Market cap: CNY 69.38B

What the analysts stress-tested

The top findings that survived the multi-agent debate for Bank of Chengdu Co., Ltd..

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Recent developments

Material events tracked by the AskCyborg corpus.

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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

Industrial and Commercial Bank of China (ICBC)Leading national commercial bank in ChinaChina Construction BankMajor national commercial bankJiangXi BankRegional commercial bank competitor

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Industry context

Bank of Chengdu Co., Ltd. operates in Commercial Banking. See how the rest of the sector scores on the Cyborg framework.

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Frequently asked questions

What does Bank of Chengdu Co., Ltd. do?+
Bank of Chengdu is a state-owned commercial bank whose principal businesses include business loans, fixed assets loans, bank acceptance bills, direct discounts on bank acceptance bills, guarantees, real estate develop...
What is Bank of Chengdu Co., Ltd.'s Cyborg Score?+
Bank of Chengdu Co., Ltd. has a Cyborg Score of 6/10 (Solid). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Bank of Chengdu Co., Ltd.'s main competitors?+
Named competitors include Industrial and Commercial Bank of China (ICBC), China Construction Bank, JiangXi Bank. The full competitive landscape is in the AskCyborg report.
How can I get the full Bank of Chengdu Co., Ltd. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Bank of Chengdu Co., Ltd. research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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