Bank of Baroda Overview
Pro stress-test →Bank of Baroda (BOB) is the second-largest public sector bank in India, headquartered in Vadodara, Gujarat. With over 9,500 branches, 85,000 employees, and 120 million customers, the bank provides comprehensive financial services including personal banking, corporate banking, SME lending, and international operations across 18.5% of its business.
Strategic Profile
Pro stress-test →Following the 2019 tri-merger with Dena Bank and Vijaya Bank, BoB positioned itself as India's third-largest bank by assets. The bank maintains a solid 6% market share in deposits and demonstrates robust business momentum with 14.7% YoY advances growth and healthy deposit growth of 10.3% YoY, supported by strong presence in retail, agricultural, and corporate segments.
Competitive Landscape
Pro stress-test →Bank of Baroda competes with State Bank of India (India's largest bank) and HDFC Bank (second-largest private bank) in the Indian banking sector. The bank differentiates through its extensive public sector presence, large branch network, government backing, and focus on financial inclusion through rural and agricultural lending. Competition centers on deposit mobilization, credit expansion, and digital banking capabilities.
Industry Context
Bank of Baroda operates in Banking & Financial Services - Public Sector Banks.
Key facts
Founded: 1908 · Headquarters: Vadodara, India · Employees: 85000 · Market cap: $18.8B