PT Bank Jago Tbk Overview
Pro stress-test →Bank Jago is a tech-based bank built within Indonesia's digital ecosystem, aspiring to enhance growth through life-focused digital financial solutions. The bank is listed on the Indonesian Stock Exchange with ticker ARTO and holds BUKU 3 status with total assets exceeding IDR 8 trillion. The bank develops both conventional and sharia banking products serving retail consumers, mass market, and MSMEs.
Strategic Profile
Pro stress-test →Key strategic partnerships include GoPay's 22.16% stake acquisition and integration with the GoTo ecosystem. GIC Private Limited joined as a minority shareholder in March 2021, strengthening innovation capacity. The bank has launched integrated digital banking services through GoPay and developed merchant-focused solutions via the GoBiz App.
Competitive Landscape
Pro stress-test →Bank Jago competes in the digital banking sector with access to the GoTo ecosystem, positioning it against other fintech-driven banks. The competitive landscape includes traditional banks launching digital products and pure-play digital challengers. The bank differentiates through low-cost operations, ecosystem integration, and product accessibility.
Industry Context
PT Bank Jago Tbk operates in Digital Banking / Financial Technology.
Key facts
Founded: 1992 · Headquarters: Jakarta Selatan, Indonesia · Employees: 530 · Revenue: $143M · Market cap: $1.34B