Bandhan Bank Limited Overview
Pro stress-test →Bandhan Bank is a commercial bank incorporated in 2014, focused on serving underbanked and underpenetrated markets in India with a pan-India presence offering a wide range of banking products and services. The bank serves microfinance customers through its Emerging Entrepreneurs Business, alongside retail services (home, personal and auto loans), SME and corporate lending, and deposits.
Strategic Profile
Pro stress-test →Originally the largest NBFC-MFI in India, the company received a banking license from the RBI in 2014 and commenced operations in 2015, transferring its entire microfinance portfolio to the bank. The bank operates through a distribution network spanning nearly 6,350 outlets with over 3.23 crore customers. The bank maintains total deposits of ₹1,580.7B and loans of ₹1,345.9B with a Net Interest Margin of 7.1%.
Competitive Landscape
Pro stress-test →Competitors include City Union Bank, AU Small Finance Bank, and Suryoday Small Finance Bank. Bandhan Bank differentiates through its microfinance heritage and focus on underserved markets, competing primarily with other private sector banks in the retail and microfinance lending segments in India.
Industry Context
Bandhan Bank Limited operates in Banking (Private Sector Banks).
Key facts
Founded: 2014 · Headquarters: Kolkata, India · Employees: 73500 · Revenue: $1.54B · Market cap: $3.08B