ANZ Group Holdings Limited Overview
Pro stress-test →ANZ provides banking and financial services to individuals and business customers and operates in and across 29 markets. The bank is a major player in Australia and New Zealand retail and institutional banking, with a diversified business model spanning retail deposits, home loans, commercial lending, and capital markets operations. ANZ reported a Statutory Profit of $1.87 billion and Cash Profit of $1.94 billion for the quarter ended December 31, 2025.
Strategic Profile
Pro stress-test →ANZ is executing its ANZ 2030 strategy, a five-year journey to become the best bank for customers and shareholders in Australia and New Zealand. The bank's productivity program is removing duplication and simplifying operations while growing revenue, with return on tangible equity rising to 11.7% and cost-to-income ratio falling below 50%.
Competitive Landscape
Pro stress-test →ANZ operates as one of Australia's "Big Four" banks alongside Commonwealth Bank, Westpac, and NAB. The competitive environment is intensifying with RBA rate cuts boosting the housing market but driving margin compression through competition for cheaper home loans. ANZ's Markets business performs strongly as a diversification lever, with the bank following customers across its global reach.
Industry Context
ANZ Group Holdings Limited operates in Banking & Financial Services.
Key facts
Founded: 1835 · Headquarters: Docklands, Australia