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Al Rajhi Company for Cooperative Insurance (Al Rajhi Takaful): Business Overview, Financials & Competitive Analysis

Al Rajhi Takaful is a prominent Sharia-compliant insurance provider based in Riyadh, Saudi Arabia. Established in 2008, it has grown rapidly to become one of the largest insurers in the country, holding more than 20% ...

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Al Rajhi Company for Cooperative Insurance (Al Rajhi Takaful) OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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7/ 10Strong

Cyborg Score thesis

Leading Sharia-compliant takaful insurer with dominant motor insurance market share, stable profitability, and diversified...

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Industry Takaful/Islamic Insurance
3 named competitors
2 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: June 29, 2026
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Al Rajhi Company for Cooperative Insurance (Al Rajhi Takaful) Overview

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Al Rajhi Takaful is a prominent Sharia-compliant insurance provider based in Riyadh, Saudi Arabia. Established in 2008, it has grown rapidly to become one of the largest insurers in the country, holding more than 20% of the motor insurance market. The company is the third largest insurer in Saudi Arabia in terms of premium volume.

Strategic Profile

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Al Rajhi Takaful puts Sharia compliance at the center of its business model, supported by an Independent Sharia Supervisory Board that reviews all products, contracts, and operational processes to ensure alignment with Islamic law. The company offers a comprehensive range of Takaful solutions across Medical, Motor, Property and Casualty, and Protection and Savings segments.

Competitive Landscape

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Al Rajhi Takaful is the third largest insurer in Saudi Arabia in terms of premium volume. Primary competitors include other major takaful and conventional insurers in Saudi Arabia such as Saudi Arabian Cooperative Insurance, Bupa Arabia, and Walaa Takaful. The competitive landscape includes both established Sharia-compliant takaful operators and conventional insurers offering Islamic products.

Industry Context

Al Rajhi Company for Cooperative Insurance (Al Rajhi Takaful) operates in Takaful/Islamic Insurance.

Key facts

Founded: 2008 · Headquarters: Riyadh, Saudi Arabia · Employees: 1,001-5,000 · Revenue: $1.2B

What the analysts stress-tested

The top findings that survived the multi-agent debate for Al Rajhi Company for Cooperative Insurance (Al Rajhi Takaful).

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Recent developments

Material events tracked by the AskCyborg corpus.

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Named competitors

Pulled from the analyst-debate framework. Click any competitor to see their Cyborg Score.

Saudi Arabian Cooperative InsuranceCooperative insurance provider in Saudi ArabiaBupa ArabiaHealth and cooperative insurance providerWalaa TakafulTakaful insurance provider

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Industry context

Al Rajhi Company for Cooperative Insurance (Al Rajhi Takaful) operates in Takaful/Islamic Insurance. See how the rest of the sector scores on the Cyborg framework.

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Analyst debate, not single-author opinion

Every report is stress-tested by a panel of AI analysts arguing across 11 dimensions. The output is the part of the case that survived pushback.

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Frequently asked questions

What does Al Rajhi Company for Cooperative Insurance (Al Rajhi Takaful) do?+
Al Rajhi Takaful is a prominent Sharia-compliant insurance provider based in Riyadh, Saudi Arabia. Established in 2008, it has grown rapidly to become one of the largest insurers in the country, holding more than 20% ...
What is Al Rajhi Company for Cooperative Insurance (Al Rajhi Takaful)'s Cyborg Score?+
Al Rajhi Company for Cooperative Insurance (Al Rajhi Takaful) has a Cyborg Score of 7/10 (Strong). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are Al Rajhi Company for Cooperative Insurance (Al Rajhi Takaful)'s main competitors?+
Named competitors include Saudi Arabian Cooperative Insurance, Bupa Arabia, Walaa Takaful. The full competitive landscape is in the AskCyborg report.
How can I get the full Al Rajhi Company for Cooperative Insurance (Al Rajhi Takaful) research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the Al Rajhi Company for Cooperative Insurance (Al Rajhi Takaful) research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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