Watania International Holding PJSC — Cyborg Score 6/10

Solid
Islamic Insurance (Takaful) / Investment Holding

Strategic Profile

The two companies offer a range of Takaful products including motor, general, technical, medical, and family to both individuals and companies in the UAE. They have a truly national presence across the UAE and operate full-service offices located in Abu Dhabi, Deira and Jebel Ali.

Cyborg Score Rationale

Watania holds a strong market position as a consolidated takaful provider following strategic merger integration. However, limited recent financial data and the company's recent listing transition reduce confidence in current valuation metrics.

Top Insights

  • Watania transitioned from takaful operator to investment holding company in March 2023
  • In 2020 Dar Al Takaful acquired Noor Takaful and in July 2022, National Takaful Company (Watania) merged with Dar Al Takaful to create one of the largest Takaful entities in the UAE
  • Watania International Holding appointed Al Ramz Capital LLC as liquidity provider in August 2024 to optimize share trading
  • Company operates dual-entity structure (General and Family insurance lines) serving retail and corporate segments

Named Competitors

  • Dar Al Baraka Group — Islamic insurance and takaful services
  • Emirates General Insurance — Non-life insurance provider
  • Abu Dhabi National Insurance Company — General and health insurance

Recent Developments

  • (August 2024) Al Ramz Capital appointed as liquidity provider for share trading optimization
  • (March 2023) Company rebranded to Watania International Holding PJSC and converted to investment holding structure
  • (July 2022) Completed merger between Dar Al Takaful and National Takaful Company

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