Headquartered in Tsu and primarily operating within the Chubu region, The Hyakugo Bank offers retail and corporate banking, treasury operations, trust services, and investment advisory, catering to individuals, small and medium-sized enterprises, and large corporations. The bank develops computer software and provides financial services such as leasing and credit cards.
Cyborg Score Rationale
With a market capitalization of 136.20B, the bank demonstrates solid financial positioning. The bank maintained a dividend yield of 2.31% in 2023 with a 26.57% payout ratio. However, the bank underperformed the Japanese banking industry which returned 20.7% over the past year.
Top Insights
Founded in 1878 as the 105th National Chartered Bank and renamed The Hyakugo Bank in 1897, the institution has over 140 years of banking heritage.
Recent earnings showed net income of 5.39B JPY in the last quarter, representing a 134% increase from the prior quarter's 2.30B JPY.
The company employs approximately 2,790 staff members.
The banking segment provides deposit and loan services, foreign exchange services, and is involved in investment trust and insurance counter sales, M&A, and syndicated loans.
Named Competitors
Regional Banking — Megabank with national presence
Regional Banking — Megabank with national presence
Regional Banking — Regional competitor in Chubu region
Recent Developments
(Feb 2026) Market cap reached 368.61B with stock price at 1,519 JPY
(Oct 2024) 2,796 employees; dividend yield at 2.33%
(Feb 2026) Next earnings report scheduled for May 08, 2026
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