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The Hyakugo Bank, Ltd.: Business Overview, Financials & Competitive Analysis

The Hyakugo Bank, Ltd. scores 6/10 on the AskCyborg Cyborg Score (Solid). Regional Japanese bank with stable operations and dividend returns, but facing competitive headwinds in a declining deposit-based banking environment. With a market capitalization of 136.20B, the bank demonstrates solid financial positioning. The bank maintained a dividend yield of 2.31% in 2023 with a 26.57% payout ratio. However, the.

What is The Hyakugo Bank, Ltd.'s industry? The Hyakugo Bank, Ltd. (hyakugo.co.jp) operates in Regional Banking / Financial Services. AskCyborg classifies The Hyakugo Bank, Ltd. under Regional Banking / Financial Services in its company registry.

The Hyakugo Bank, Ltd. is a regional bank based in Mie that provides general banking services including deposits, loans, and foreign exchange transactions. Within the Japanese financial landscape, The Hyakugo Bank hol...

6/ 10Solid

Cyborg Score thesis

Regional Japanese bank with stable operations and dividend returns, but facing competitive headwinds in a declining deposit-based...

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Industry Regional Banking / Financial Services
3 named competitors
3 recent developments
11 analyst dimensions
Synthesized from analyst-debate stress-testing across 11 dimensions and hundreds of data points. Methodology →
Cyborg Score recalibrated: October 19, 2026
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The Hyakugo Bank, Ltd. OverviewStrategic ProfileCompetitive LandscapeIndustry ContextKey facts
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The Hyakugo Bank, Ltd. Overview

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The Hyakugo Bank, Ltd. is a regional bank based in Mie that provides general banking services including deposits, loans, and foreign exchange transactions. Within the Japanese financial landscape, The Hyakugo Bank holds a significant position, recognized for its robust financial health, prudent risk management, and deep-rooted understanding of the regional economy.

Strategic Profile

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Headquartered in Tsu and primarily operating within the Chubu region, The Hyakugo Bank offers retail and corporate banking, treasury operations, trust services, and investment advisory, catering to individuals, small and medium-sized enterprises, and large corporations. The bank develops computer software and provides financial services such as leasing and credit cards.

Competitive Landscape

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As a mid-sized regional bank in the Chubu region, Hyakugo Bank competes with larger megabanks and other regional institutions. The bank focuses on personalized service and deep local knowledge rather than scale. Primary competitors include other regional Japanese banks and the major megabanks' regional operations.

Industry Context

The Hyakugo Bank, Ltd. operates in Regional Banking / Financial Services.

Key facts

Founded: 1878 · Headquarters: Tsu, Japan · Employees: 2796 · Market cap: 136.20B JPY

What the AI analysts debated

AI-generated and not independently verified: selected findings from the multi-agent debate on The Hyakugo Bank, Ltd..

  • Founded in 1878 as the 105th National Chartered Bank and renamed The Hyakugo Bank in 1897, the institution has over 140 years of banking heritage.
  • Recent earnings showed net income of 5.39B JPY in the last quarter, representing a 134% increase from the prior quarter's 2.30B JPY.
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Recent developments

Material events tracked by the AskCyborg corpus.

  • Feb 2026Market cap reached 368.61B with stock price at 1,519 JPY
  • Oct 20242,796 employees; dividend yield at 2.33%
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Named competitors

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Industry context

The Hyakugo Bank, Ltd. operates in Regional Banking / Financial Services. See how the rest of the sector scores on the Cyborg framework.

Top companies in Regional Banking by Cyborg Score

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Frequently asked questions

What does The Hyakugo Bank, Ltd. do?+
The Hyakugo Bank, Ltd. is a regional bank based in Mie that provides general banking services including deposits, loans, and foreign exchange transactions. Within the Japanese financial landscape, The Hyakugo Bank hol...
What is The Hyakugo Bank, Ltd.'s Cyborg Score?+
The Hyakugo Bank, Ltd. has a Cyborg Score of 6/10 (Solid). The score synthesizes business model, financials, leadership, competitive position, technology, marketing, and ESG dimensions across hundreds of data points.
Who are The Hyakugo Bank, Ltd.'s main competitors?+
Named competitors include Regional Banking, Regional Banking, Regional Banking. The full competitive landscape is in the AskCyborg report.
How can I get the full The Hyakugo Bank, Ltd. research report?+
Get the report plus analyst-debate audio at askcyborg.com -- no credit card required for preview access. Pro adds saved-company audio playlists and monitoring.
How current is the The Hyakugo Bank, Ltd. research?+
The Cyborg Score is recalibrated weekly. Recent developments are tracked continuously and surfaced in every report.

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